Internal Deadline: 10/07/2025

Position is not remote and can be filled in either Claremore or Wichita branch location.

POSITION SUMMARY: This position will be responsible for maintaining and ensuring bank compliance with Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and Office of Foreign Assets Control (OFAC) rules and regulations. The incumbent will be responsible for day-to-day analysis and research of BSA compliance risk challenges through review of transactions, accounts, processes, and forms. The BSA Analyst I ensures timely completion and/or submission of BSA forms and reviews, mitigation, resolution and reporting of existing, emerging and upstream risks and other identified issues that are determined to be of elevated risk to the Bank.

ESSENTIAL FUNCTIONS

Prepares and/or reviews Currency Transaction Reports (CTRs) for accuracy and ensures FINCEN filing is completed timely.
Conducts annual reviews for Currency Transaction Reporting (CTR) Exemptions and ensures FINCEN filing is completed timely.
Analyzes Monetary Instrument Log (MIL) for accuracy and completeness.
Performs accuracy sampling on Customer Identification Program (CIP) and Beneficial Ownership reporting and monitors exception ratios.
Responsible for data validation/balancing of the data feed from the core system to AML monitoring system.
Performs review of assigned entry-level alerts from AML monitoring system relative to BSA/AML, OFAC and Know Your Customer (KYC)/Customer Due Diligence (CDD)/Enhanced Due Diligence (EDD).
Makes recommendations as to whether a customer should be risk rated as “High Risk,” from a BSA/AML perspective, based upon the bank’s policies and procedures.
Responsible for an assigned group of High-Risk Customers in order to perform ongoing Enhanced Due Diligence (EDD).
Analyzes information received from Bank employees and/or departments to determine appropriateness of escalation to case/investigation.
Reviews entry-level, system-generated alerts referred to a case, or information provided by Bank personnel, to assess the presence of potentially suspicious activity that may require reporting based on BSA/AML requirements. Conducts research as required, documents detailed results and findings in a written format, and prepares a Suspicious Activity Report (SAR), as necessary, within regulatory timeframes and in accordance with department policies and procedures.
Conducts entry-level follow-up reviews of activity previously reported via SAR. Conducts research as required, documents detailed results and findings in a written format, and prepares a follow-up SAR as necessary within regulatory timeframes and in accordance with department policies and procedures.
Escalates concerns to BSA Compliance Officer timely.
Compiles/reviews various types of internal BSA/AML reports.
Participates in projects supporting the overall BSA program.
Documents operational/procedural impacts and changes that need to be developed and implemented in support of overall BSA project completion.
Research consulting questions as assigned.
Develops and maintains comprehensive job knowledge.
Effectively communicates and coordinates with branches and departments to ensure a cohesive, coordinated approach that ensures the organization is taking appropriate steps to achieving BSA compliance.
Provides subject matter expertise with regard to BSA topics.
Identifies and escalates current and potential operational impacts to BSA Compliance Officer.
Assists in maintaining and updating BSA and OFAC procedures.
Performs all other duties as assigned.

EXPERIENCE REQUIRED

Minimum of six months of BSA/AML, compliance, auditing, banking, or other related experience.

EDUCATION, CERTIFICATIONS & TRAINING

High school diploma or GED required.

Associate's degree (in Finance, Accounting or Business preferred), or equivalent combination of education and experience.

Knowledge of Verafin a plus.

JOB-SPECIFIC SKILLS & KNOWLEDGE

Strong MS Excel, Word and Outlook skills.
Strong interpersonal skills and excellent written and oral communication skills.
Ability to work cooperatively with others regardless of personality or communication style.
Possess a basic understanding of AML, BSA and OFAC laws and regulations and business unit policies.
Ability to work independently as well as in a team environment.
Ability to produce accurate, high-quality work when provided with detailed instructions.
Ability to work with highly confidential information professionally and with appropriate discretion.
Ability to manage multiple tasks/projects and deadlines simultaneously.
Ability to follow standard practices and procedures and ask questions/escalate appropriately.
Ability to think creatively and present ideas clearly.
Ability to communicate clearly and effectively with business line customers and co-workers.

BSA Analyst I

Job Type